Archives for raleigh mortgages

Why credit cards are better than cash

30th August 2011 by Nevin Williams under easy money, how to save money, Money Saving Tips, raleigh mortgages, save money

We’ve all been taught that cash is best and to avoid credit. This advice is now bad advice and no longer applies if you pay your balance in full each month. If you use cash instead of credit you are losing a lot of money. See how to make money on everyday purchases, protect yourself from fraudulent charges and receive many other benefits all for free!

Did you know that cash is not best? Throw away those out dated lessons. Credit is better than cash when you use credit card rewards to your advantage. Watch this video to find out why.

Raleigh mortgages- Raleigh home loans

Raleigh mortgages

Current mortgage rate trends for North Carolina July 27, 2011

28th July 2011 by Nevin Williams under current mortgage rate trends, current mortgage rates, north carolina mortgages, raleigh home loans, raleigh mortgages

Current mortgage rate trends improved. If you are closing your loan in 7 days or less I suggest you lock. If more than 7 days I suggest you float but lock at the first sign of rate improvement. I’m not convinced mortgage rates will improve much more.

The weekly jobless claims report comes out tomorrow. This report will have a moderate impact on mortgage rate trends for the week. More jobs lost could result in lower mortgage rates.

If you are buying or refinancing a home in North Carolina consider our company. We can save you thousands by accurately predicting when lenders will raise or lower their rates. Watch the video below for more information.

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Current mortgage rate trends for North Carolina July 26, 2011

28th July 2011 by Nevin Williams under current mortgage rate trends, current mortgage rates, raleigh home loans, raleigh mortgages

Current mortgage rate trends improved today. This is due to the demand for 2 year Treasury notes that were sold today at auction. 35 Billion dollars worth of 2 year bonds were sold today by the Fed. With all of the political strife regarding the debt ceiling you would think it would have an impact on mortgage rates but so far it really hasn’t. Current mortgage rate trends will likely deteriorate in the coming months.

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The reason I love working as a mortgage loan officer

28th July 2011 by Nevin Williams under raleigh home loans, raleigh mortgages

The reason I love working as a mortgage loan officer. It isn’t all about making money or just a job. It’s something much more that touches our soul. Through the day in and day out challenges of our demanding jobs we should congratulate ourselves for how much we do for others. Even if they don’t realize it. Especially when they don’t realize it.

We as real estate professionals help make dreams come true. After weeks of effort there is that one tiny, fragile and unforgettable moment of buyer bliss when they get their keys and crack a big sincere smile that makes our jobs all worthwhile.

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Whether it’s the young couple starting a family or “empty nesters” downsizing, our efforts directly affect the quality of life for real people. I will be using this video in my advertising but first I want to dedicate it to all of you in real estate and to Earl Sinclair, the Realtor and Dave Whiteside the loan officer who helped me buy my first home in Sacramento, May 1991. I tip my hat to all of you who love what you do.

Happy Friday North Carolina! Week in review July 22, 2011- mortgage news

23rd July 2011 by Nevin Williams under carolina mortgage, direct lender, low cost mortgage, nc mortgages, raleigh home loans, raleigh mortgages

A short recap of important mortgage news from this week. Wells Fargo must pay 85 million in fines to customers with good credit for steering them into subprime mortgages, mortgage rates for the week and if you have a loan above 417,000 be prepared, it may be denied without any notice.

At the end of my video there is some really cool footage. All of this in today’s week in review. Happy Friday North Carolina!

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